Overall Rating: |
(3 out of 5) |
Benefits Rating: |
(4 out of 5) |
Credit Needed for Approval: |
Decent credit
needed. |
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Chase Student Flexible Rewards Card |
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-- 0% Introductory APR on all purchases and balance transfers
for up to 6 months!
-- 1 point per eligible dollar spent in net purchases!
-- No Annual Fee!
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Interest Rate |
Intro Rate |
Grace Period |
Credit Line |
Annual Fee |
18.24%
Variable |
0% for 6 months |
20 days |
N/A |
$0 |
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CHASE STUDENT FLEXIBLE REWARDS CARD
This credit card, issued by Chase, is a great credit
card for those looking to earn rewards for their
spending.
The reward program offers cardholders 1 point for every
dollar spent. You can use your points to receive free
merchandise or gift certificates from popular merchants
including Best Buy, Sam Goody, Starbucks, Blockbuster,
Chili's, Bennigan's, etc.. Cardholders can earn a
maximum of 60,000 points annually.
Another perk of this card is that there is a 0%
introductory rate for purchases and balance transfers
for the first six months of membership. There are also
no annual fees.
The Flexible rewards credit card is great for those that
plan on paying their account balances in full every
month. This will allow them to take full advantage of
the rewards programs without having to pay interest
rates costs.
However, finance charges applied use
the "Two Cycles Average Daily Balance" method, which is
a more costly method in applying finance charges for
those who occasionally carry a balance as compared to
the "Average Daily Balance" method used by most card
issuers.
In addition to the reward program, the card offers
cardholder benefits provided by Chase that include
travel accident insurance, auto rental insurance, and
various travel and emergency assistance services. Most Attractive Feature:
-- No annual fee
-- 0% introductory rate
-- Great rewards program
-- Card offers emergency insurance programs for travel accident, auto
rental and various other travel insurance programs
Least Attractive Feature:
Finances charges for this card are determined by
utilizing the "Two Cycles Average Daily Balance" . This
means that your interest rates will be calculated based
on your two months average daily balance....thus
resulting in higher interest costs.
Important Notations
See website for complete terms and conditions of card
usage and application disclosure.
Related Info:
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College Student Credit Card Guide
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