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Overall Rating: |
 (4 out of 5) |
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Benefits Rating: |
(4 out of 5) |
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Credit Needed for Approval: |
Good credit
needed. |
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Citi Student Dividend |
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-- Earn 1% in dividends on all
purchases.
-- Citi® Identity Theft Solutions
-- Citi® Photocard option
-- The Lost Wallet® Service
-- In addition to earning a full 5% cash back on eligible
purchases at supermarkets, drugstores and gas stations, you'll
get 1% cash back on all other purchases everywhere else you use
your Visa® credit card. |
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Interest Rate |
Intro Rate |
Grace Period |
Credit Line |
Annual Fee |
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18.24%
Variable |
0% for 6 months |
20 days |
N/A |
$0 |
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CITI STUDENT DIVIDEND
The Citi Dividend Platinum Select Card for College
Students, issued by Citibank, is an excellent
credit card for those with good credit.
The dividend program is very simple to understand.
Dividends is the distribution of Citibank earning to
cardholders. You earn 1% dividends on all net
purchases. Every time your dividend total reaches $100,
you receive a check from Citibank. A maximum of $300 in
dividends can be earned per calendar year. The dividends
never expire and no account balance is needed to earn
them. Please note that dividends are not earned on cash
advances, balance transfers, finance charges,
convenience checks or returned purchases.
In addition to the dividend earnings, you will earn a
full 5% cash back on eligible
purchases at drugstores, supermarkets, and gas stations. You
will also earn 1% cash back on all other purchases everywhere else you use
your Citi Student Dividend credit card.
Most Additional Features:
- 0% introductory rate for all
transactions.
- No annual fee cots.
- Purchase protection. If an item you have purchased either breaks or is
stolen, you are insured for up to $1000.
- Travel Accident Insurance up to $1,000,000
Least Attractive Feature:
- Minimum APR cap for cash
advances.
Important Notations
See website for complete terms and conditions of card
usage and application disclosure.
Related Info:
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Information About Student Credit Cards
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We offer