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Spring Break ALERT!

We offer low rate spring break loans for good and bad credit!




Overall Rating:

(4 out of 5)

Benefits Rating:

(4 out of 5)

Credit Needed for Approval:

Good credit needed.

Citi Student Dividend

Citi Student Dividend

 -- Earn 1% in dividends on all purchases.
 -- Citi® Identity Theft Solutions
 -- Citi® Photocard option
 -- The Lost Wallet® Service
 -- In addition to earning a full 5% cash back on eligible purchases at supermarkets, drugstores and gas stations, you'll get 1% cash back on all other purchases everywhere else you use your Visa® credit card.

Interest Rate Intro Rate Grace Period Credit Line Annual Fee


0% for 6 months

20 days



The Citi Dividend Platinum Select Card for College Students, issued by Citibank,  is an excellent credit card for those with good credit.

The dividend program is very simple to understand. Dividends is the distribution of Citibank earning to cardholders. You earn 1% dividends on all net purchases. Every time your dividend total reaches $100, you receive a check from Citibank. A maximum of $300 in dividends can be earned per calendar year. The dividends never expire and no account balance is needed to earn them. Please note that dividends are not earned on cash advances, balance transfers, finance charges, convenience checks or returned purchases.

In addition to the dividend earnings, you will earn a full 5% cash back on eligible purchases at drugstores, supermarkets, and gas stations. You will also earn 1% cash back on all other purchases everywhere else you use your Citi Student Dividend credit card.

Most Additional Features:
  - 0% introductory rate for all transactions.
  - No annual fee cots.
  - Purchase protection. If an item you have purchased either breaks or is stolen, you are insured for up to $1000.
  - Travel Accident Insurance up to $1,000,000

Least Attractive Feature:
  - Minimum APR cap for cash advances.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Related Info:
Information About Student Credit Cards


 -Bad Credit
   --Tribute Gold MasterCard
Orchard Bank MasterCard
Imagine Gold Unsecured
   --Orchard 2% Cash Back
   --New Millennium Platinum

  --Blue from Amex
  --Amex Delta Rewards
  --BOA MilesEdge
  --BOA Efectiva Visa
  --BOA Money Return
  --BOA Power Rewards

Discover Tropical Student
   --Discover Classic
   --Discover Clear
   --Citi Platinum Select
   --Citi mtvU
Citi Driver's Edge
   --Citi Dividends
   --Chase Universal
   --Chase Flexible

-Gas Rebates
  --Citi Driver's Edge
  --Chase Perfect Card
  --Discover Gas Card




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