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Overall Rating:

(4 out of 5)

Benefits Rating:

(4 out of 5)

Credit Needed for Approval:

Good credit needed.


 Citi Driver's Edge Platinum Select

Citi Platinum Drivers Edge

 -- 6% rebates on everyday purchases—at supermarkets, drugstores and gas stations—for the first 12 months.
 -- 3% rebates at supermarkets, drugstores and gas stations after your introductory 12-month period.
 -- 1% rebates on all other types of purchases.

Interest Rate Intro
Rate
Grace
Period
Annual
Fee
Late
Fee
Over
Limit Fee
Credit Needed

14.24%

0% for 12 months

20 days

$0

$39

$39 Good

CITI DRIVER'S EDGE PLATINUM SELECT
The Driver's Edge credit card, issued by Citibank, is great for people with good credit looking to earn rebates towards the purchase of any make or model of new or used car.

Cardholders will $0.01 in Drive Rebates for every mile driven. You can earn up to $1,000 in rebates toward the purchase of vehicle during any consecutive 12 months. Rebates expire if they are not used within 5 years. Therefore, the maximum amount of rebates you can earn towards your new car purchase is $5000. Please note that rebates earned do not have to be used for purchasing a new car. They can also be used for the payment of service, maintenance, or repair performed on a vehicle. Rebates can also be converted into ThankYou Network® Points and redeemed through the ThankYou Network®.

In addition, for the first twelve months of membership, cardholders will earn 6% rebates at gas stations, supermarkets, and drug stores. At the conclusion of twelve months, cardholders will continue to earn 3% rebates and 1% rebates on all other purchases. 

Additional Card Features:
  -- Lower interest rates compared to other reward cards.
  -- No annual fee.
  -- 0% intro on purchases and balance transfers for 12 months!

This card also offers a range of benefits and services provided by Citibank, such as auto rental insurance, various security features, and up to $1,000,000 in travel accident insurance.

Most Attractive Features:
  -- Great rebates!
  -- 0% introductory rate for 12 months!
  -- No annual fee!

Least Attractive Feature:
  -- Minimum APR cap for cash advances. The APR of this credit card is based on Prime. However, regardless of how low Prime goes, the cash advance APR will never be less than 19.99%.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

 

 -Bad Credit
   --Tribute Gold MasterCard
   --
Orchard Bank MasterCard
   --
Imagine Gold Unsecured
   --Orchard 2% Cash Back
   --New Millennium Platinum

-Rewards
  --Blue from Amex
  --Amex Delta Rewards
  --BOA MilesEdge
  --BOA Efectiva Visa
  --BOA Money Return
  --BOA Power Rewards

-Students
   --
Discover Tropical Student
   --Discover Classic
   --Discover Clear
   --Citi Platinum Select
   --Citi mtvU
   --
Citi Driver's Edge
   --Citi Dividends
   --Chase Universal
   --Chase Flexible

-Gas Rebates
  --Citi Driver's Edge
  --Chase Perfect Card
  --Discover Gas Card


 

 

 

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