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Ready 4 Spring Break?!

Go away in style! Apply for a spring break loan even if you have no credit or bad credit!



Overall Rating:

(4 out of 5)

Benefits Rating:

(4.5 out of 5)

Credit Needed for Approval:

Decent credit needed!

Citi Student Driver's Edge

Citi Student Driver's Edge

 -- 0% APR for 6 months on purchases, cash advances, and balance transfers
 -- Earn rebates towards any car, new or used
 -- Build or rebuild your credit history!
 -- Free online account management
 -- $0 liability on unauthorized purchases

Interest Rate Intro Rate Grace Period Credit Line Annual Fee


0% for 6 months

20 days



The Driver's Edge Card, issued by Citibank, is intended for students that are looking to buy a new or used car within a five year time frame. Learn more about the student car loans we offer.

The reward program, offers cardholders rebates of 3% for all purchases made at drug stores, supermarkets, and gas stations. A 1% rebate is earned on all other purchases. Cardholders will also earn $.01 for every mile driven; otherwise known as Drive Rebates.  You can earn a maximum of $1,000 in rebates towards a vehicle during any 12 consecutive months. Unused rebates will expire in 5 years. Therefore, the total amount of redeemable rebates for a new car purchase is $5000 ($1,000/year for 5 years). You don't have to use the rebates to buy a new car. You can choose to use the rebates for payment of service, repaid and/or maintenance of a vehicle. 

Most Attractive Features:
 - No annual fees!
 - The rebate program outlined above!
 - 0% introductory rate for all transactions for the first six months!

The Driver's Edge card also provides various services and benefits offered by Citibank including up to $1,000,000 in travel accident insurance, auto rental insurance and various security features.

Least Attractive Feature:
  - Minimum APR cap for cash advances. Meaning, no matter how low the Prime rate goes, the APR for cash advances will be no lower than 19.99%.

The Citi Driver's Edge for Student credit card is great for...
Those who anticipate making use of the rebate program, plan on doing significant driving so that they can earn the available additional Drive Rebates, and can afford to pay their balance in ful every month once the intro rate expires (to eliminate having to pay finance charges).


Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Related Info:
Student Credit Card Guide


 -Bad Credit
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Discover Tropical Student
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Citi Driver's Edge
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-Gas Rebates
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  --Chase Perfect Card
  --Discover Gas Card




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