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Overall Rating: |
 (3 out of 5) |
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Benefits Rating: |
(4 out of 5) |
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Credit Needed for Approval: |
Decent credit
needed. |
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Bank of America Miles Edge |
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-- Points per Dollar in net purchases: 1
Point
-- Bonus Miles: 1,000 upon first use
-- Miles Expiration: Up to 5 years (points expire on the last day of your
Billing Cycle that closes in December of the fourth calendar
year in which they were earned).
-- Yearly Limit on miles you can earn: 75,000 points |
|
Interest Rate |
Intro
Rate |
Grace
Period |
Annual
Fee |
Late
Fee |
Over
Limit Fee |
Credit Needed |
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12.99% |
0% for 6 months |
20 days |
$19 |
$15 |
$15 |
Good |
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BANK OF AMERICA MILESEDGE
The MilesEdge Card is for people with decent credit
looking for a credit card offer with good travel
rewards.
Members will earn one point for every dollar spent on
the card. You can use your points to redeem discounts on
travel, hotels, brand-name merchandise, and more. New cardholders
will earn 1,000 bonus points with their
first purchase. The maximum amount of points you can
earn in one calendar year is 75,000. Your points will
expire four years after they are earned.
Balance transfer and purchase interest rates associated
with this credit card are decent for a travel reward
card. However, if you are looking to carry a balance, we
recommend checking out the
American Express Blue card.
Note that the MilesEdge card offers a six month 0% introductory rate that applies to
balance transfers, purchases and cash advance checks, and the annual fee is
reasonably low.
In addition to the travel reward program, cardholders
can anticipate common benefits like total security
protection, purchase replacement, and auto rental
insurance. Most Attractive Features:
-- 0% introductory rate.
-- Bonus
points.
Least Attractive Features:
-- Yearly limit on the amount of points you
can earn.
Important Notations
See website for complete terms and conditions of card
usage and application disclosure.
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