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Spring Break ALERT!

We offer low rate spring break loans for good and bad credit!




Overall Rating:

(4 out of 5)

Benefits Rating:

(4 out of 5)

Credit Needed for Approval:

Bad credit OK! No credit OK!


Discover Tropical Student

Discover Student Tropical Beach

 -- Full 5% Cashback Bonus® on Get More Program purchases throughout the year*
 -- Up to 1% Cashback Bonus® on all your other purchases
 -- Build Your Credit History
 -- Unlimited cash rewards that never expire as long as you use your Card.

Interest Rate Intro Rate Grace Period Credit Line Annual Fee


0% for 6 months

25 days



This Discover Card, is designed for students with decent or no credit history who are looking for a credit card that offers the opportunity to build credit as well as cash rewards.

The rewards with this card are great, offering 5% cash rebates on purchases from select merchants and up to 1% rebates for all general purchases! Here is how the rebates schedule for general purchases works: spend $1,500 and receive a .25% rebate, spend between $1,500 and $3,000 and receive a .5% rebate, spend over $3,000 and receive the full 1% rebate. There are no yearly limits as to the amount of rebates you can receive!

Some of the major benefits the Discover Tropical Student credit card includes:
  - Online account management,
  - No liability for unauthorized transactions
  - Discounts on products and services at participating merchants and retailers.

The APR for this card is slightly higher than the other student credit cards we feature. However, there is no annual fee associated with this card. This card also offers 0% APR on all purchases for six months.

We recommend this credit card for students with bad credit or no credit looking to develop a strong credit history. However, if you have good credit and are looking to carry a balance on your account every month, we suggest checking out the Discover Student Clear. This card offers also offers rewards but with lower annual interest rates. 

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Related Info:
Student Credit Card Guide

 -Bad Credit
   --Tribute Gold MasterCard
Orchard Bank MasterCard
Imagine Gold Unsecured
   --Orchard 2% Cash Back
   --New Millennium Platinum

  --Blue from Amex
  --Amex Delta Rewards
  --BOA MilesEdge
  --BOA Efectiva Visa
  --BOA Money Return
  --BOA Power Rewards

Discover Tropical Student
   --Discover Classic
   --Discover Clear
   --Citi Platinum Select
   --Citi mtvU
Citi Driver's Edge
   --Citi Dividends
   --Chase Universal
   --Chase Flexible

-Gas Rebates
  --Citi Driver's Edge
  --Chase Perfect Card
  --Discover Gas Card



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