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Credit Reports
Types of Credit Reports:
-Single
-3-in-1
-Credit Monitoring System
-Free Credit Report
Credit
Report Basics:
-Ordering
a Report Yearly
-Common
Questions
-Determining
Scores
-Interpreting Reports
-Disputing
Errors
--more
basics
Credit Achieving Tips:
-Improving
Credit Scores
-Building Credit
-Re-building
Credit
Identity Theft
Mortgages
Auto Loans
Personal Loans
Debt Consolidation
Credit Cards
Home
-Taxes
-Managing Money
-Credit Help
-Checking Accounts |
BANKRUPTCY
Filing bankruptcy is an action that will effect you
longer than most negative credit happenings. Bankruptcy
has a tremendous impact on your credit score and is very
significant to lenders. Since it is an indicator for
calculating how probably you are to settle debts in the
future, bankruptcy demonstrates that at one period of
time you were not able to. There is a good likelihood
that this information will turn up fast on your credit
report.
What you can do: When looking to apply for a
mortgage, be positive and truthful with your
bank/lender. Your past bankruptcy is not something that
they are going to miss. However, if you are in the
market for a new job, let your potential employer bring
it up first. You definitely do not want to bring
information to their attention that they may not even
have.
Credit Score Blunders
-Account
in Collections
-Court
Judgements
-Foreclosure
-Bankruptcy
-Too
Much Debt
-Late
Payments
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