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Credit Reports
Types of Credit Reports:
-Single
-3-in-1
-Credit Monitoring System
-Free Credit Report
Credit
Report Basics:
-Ordering
a Report Yearly
-Common
Questions
-Determining
Scores
-Interpreting Reports
-Disputing
Errors
--more
basics
Credit Achieving Tips:
-Improving
Credit Scores
-Building Credit
-Re-building
Credit
Identity Theft
Mortgages
Auto Loans
Personal Loans
Debt Consolidation
Credit Cards
Home
-Taxes
-Managing Money
-Credit Help
-Checking Accounts |
ACCOUNTS IN COLLECTION
As soon as you are passed on to collection it's the
collection agencies responsibility to report that you have an
account that is in
collections. IT is very important to note that being placed in collection is
much more
negatively impacting than merely being behind on your payments.
Advice: Pay off all of your past-due accounts as
soon as you can. Do not anticipate the
inactive status to enable this negative mark to be
disappear from your
report any quicker.
Place a concise "consumer note" on your report
clearing up
this out of character behavior. It will not transform your score,
nevertheless if an actual human being is going over your credit
or loan
application, they will see it and may respect it
when making a determination about whether or not to
conduct business with you.
Credit Score Blunders
-Account
in Collections
-Court
Judgments
-Foreclosure
-Bankruptcy
-Too
Much Debt
-Late
Payments
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