WHY SHOULD I GET A COPY OF MY CREDIT REPORT ONCE A
Your credit score has a very big impact on your life.
Specifically, your credit score and rating depicts your
credit worthiness, which can have a huge impact on you
being able to obtain the things you want out of life.
Therefore, it is important that you make sure the all of the
information present on your report is 100% accurate, and
up-to-date. You can achieve this by getting a copy of
your credit report at least once/year.
Below are some examples of why it is important to get a
copy of your credit report regularly:
Identity Theft Prevention
Did you know that every minute, a crook is stealing
someone's personal identity. This means that your
security number and personal information are compromised
and used to open up credit card accounts,
car loans, and other types of loans and credit.
identity theft bandits will open up as many
accounts as they can, using them as much as they can. If you are a victim of identity
theft, your credit will be significantly damaged,
potentially for a very long time. It will also take you
an extensive, arduous time to clear up all fraudulent
accounts so that you are not responsible for the
It is important to get a copy of your credit report once
a year so that if you are a victim of identity theft, you
can catch it sooner than later.
Order your credit report now!
Are you aware that over 80% of all credit reports have
errors on them! 30% of these mistakes are impacting enough
to cause the denial of credit!
There are three
major credit reporting agencies. They each have different
files on you, all with different data. There is a very
strong likelihood that one or more of the credit
reporting companies will have mis-information about you listed on
your credit report. You can learn how to
dispute errors on your credit report.
Applying for Loans and/or Credit
If you are in the market for a
personal loan or
your credit score can be the main factor in determining
whether or not approval should even be granted. In fact,
even if you are approved, the interest rates you receive
will be influenced by your credit score. Therefore it is
important to get a copy of your credit report so that you
aware of what your score is. There are ways of
improving a low credit score.
Applying for a Job
Did you know that many employers will now review your
credit report when deciding whether or not to hire you.
Businesses think that your credit score is reflective of
what kind of person you are and how responsible you are.
Purchasing Auto Insurance
insurance companies may also review your credit
report before issuing a policy to you. In fact, your
credit score will not only effect your chances of
approval, but will also effect the rates and terms you
GET A COPY OF YOUR CREDIT REPORT NOW!
More information regarding credit
Learning About How Your Credit Score is Computed
Understand the Information on Your Credit File
Fixing Mistakes on Your Credit File
How You Can Make Credit Score Higher
How Your Credit is Affected When Inquiries Are Made