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-Bad Credit Mortgages

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Non-conforming loans, also known as 'sub prime' mortgages, are typically utilized by people with bad credit, no credit, or for those that have poor income verification. Star Loan Services has a wide variety of non-conforming loan options, all of which have very flexible criteria for approval. We will work with you to get you the home financing you need!

Apply for a non-conforming home purchase loan today! You can also contact us if you have any questions. We will help you meet your goals!

Below are some instances where a non-conforming loan can be considered the best option:
  -- The applicant can not verify all, some or any income.
  -- Borrower has a hard time verifying assets or does not have assets.
  -- Bad credit issues like outstanding debt, accounts that are in collections, delinquent accounts and/or open judgments.
  -- If you have bad credit and are looking to get cash-out of refinancing an existing home loan.


The benefits of applying for a non-conforming loan with Star Loan Services:
  -- Most of non-conforming loans do not require PMI (private mortgage insurance)
  -- Larger loan amounts for properties that are for 1-4 residencies.
  -- Non-conforming loan are available for mixed properties types, i.e. property that consists of both residential and commercial establishments.
  -- Individuals with active bankruptcies can qualify.
  -- Greater loans to value are available.


Before buying a home, a good idea would be to use the mortgage calculator that will help you determine how much you can afford for your loan.

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Have you experienced bankruptcy? Need a loan? We offer many different types of loans after bankruptcy, including auto loans.


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