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Home Purchases
Refinancing
Home Equity Loans
Loan Types:
-Bad
Credit Mortgages
-Interest-Only
-Fixed Rates
-Adjustable Rates
--Traditional ARMs
--Option ARMs
-Conforming Mortgages: Fannie Mae/Freddie Mac
-Non-Conforming
-Piggy-back Financing
-Jumbo Loans
-Bridge Loans
-125%
Equity Loans
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Home
-Taxes
-Managing Money
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OPTION ADJUSTABLE RATE MORTGAGES
These types of ARM loans allow you to choose a payment plan that
fits your budget. The option loans we offer are developed to adapt
to any lifestyle, offering flexible payment plans and qualification
standards.
Traditional home loan products offer the same payment amount for the
entire life of the loan. However, with an Option loan, you can
choose up to five payment plans each month---giving you the ability
to change your payments as your needs change.
What are the benefits of Option ARM?
-- You can minimize your housing payments so that you can
concentrate on paying off debt.
-- You can control how much tax-interest you pay every month.
-- Maximizing buying power.
-- If you have an irregular income, you can adjust your payments to fit
your budget.
-- If you anticipate your income increasing over the next few years.
Please contact
us if you need assistance deciding if an Option ARM is your best
option.
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