Mortgages | Car Loans | Personal Loans | Debt Consolidation | Credit Reports | Credit Cards




 


Home Purchases
Refinancing
Home Equity Loans

Loan Types:
-Bad Credit Mortgages

-Interest-Only
-Fixed Rates
-Adjustable Rates
  --Traditional ARMs
  --Option ARMs

-Conforming Mortgages: Fannie Mae/Freddie Mac
-Non-Conforming

-Piggy-back Financing
-Jumbo Loans
-Bridge Loans
-125% Equity Loans

Selling Your Home?
Homeowner's Insurance
 

Mortgages
Debt Consolidation
Auto Loans
Personal Loans
Credit Reports
Credit Cards

Home
 -Taxes
 -Managing Money
 -Credit Help
 -Checking Accounts


OPTION ADJUSTABLE RATE MORTGAGES
These types of ARM loans allow you to choose a payment plan that fits your budget. The option loans we offer are developed to adapt to any lifestyle, offering flexible payment plans and qualification standards.



Traditional home loan products offer the same payment amount for the entire life of the loan. However, with an Option loan, you can choose up to five payment plans each month---giving you the ability to change your payments as your needs change.

What are the benefits of Option ARM?
  -- You can minimize your housing payments so that you can concentrate on paying off debt.
  -- You can control how much tax-interest you pay every month.
  -- Maximizing buying power.
  -- If you have an irregular income, you can adjust your payments to fit your budget.
  -- If you anticipate your income increasing over the next few years.

Please contact us if you need assistance deciding if an Option ARM is your best option.


 


 

 

 

        

Home | Apply NowCommon Questions | Mortgage Loan Types | Contact Us
Mortgage Fees | Mortgage Information

Home Purchases | Refinancing | Home Equity Loans

Selling Your Home? - Homeowner's Insurance

© 1998 Star Loan Services Inc.. All Rights Reserved. Privacy