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Below are some tips that will help you fulfill your refinancing request in a timely, efficient manner.

Determine If Refinancing Makes Sense for You!
If you are considering refinancing your existing mortgage, the first thing you need to do is decide if refinancing is your best option. If you conclude that refinancing is a good idea, you will then need to fill out the free refinance evaluation application. Upon completion, one of our loan officers will evaluate your information and contact you to discuss the different type of refinance offers that are available through Star Loan Services. Note that your credit is not checked during the evaluation process.


Get Your Personal Information In Order!
In order to complete your refinancing request, we are going to need some personal documentation. The required documents will vary depending on the type of refinance loan program you decide to utilize.

Below is a list of the credentials that are generally needed when you apply for refinancing.  This information may not be required from you, but it is a good idea to have them ready to ensure a quick, hassle free loan process.

-- Proof of income - Normally, a minimum of one months, or 30 days worth of paychecks will be needed.
-- A printout of your homeowners insurance - Confirms that your homeowners insurance coverage is current and that you have adequate coverage for your home.
-- Duplicates of your W-2 forms - These forms help confirm all of your past employment and your income history.
-- A list of all of your of assets - This includes all moneys in your saving and checking accounts, any 401K accounts as well as any type of investments that you may have.
-- Copy of title insurance - Title insurance help prove Star Loan Services the taxes that you pay, the names on the title of the home and legal description of the property.

Get Your Finances in Order!
If you can payoff any credit card debt, do it. If you have any delinquent credit card accounts, pay them! Prepare your finances as best you can prior to submitting an application so that you can assure yourself that the interest rate you receive is the lowest possible!

Once you have started your refinance request, a Star Loan Services refinance expert will inform you of which of the above information you will need to obtain in order to achieve approval. The required paperwork will vary depending on what state you live in and what type of refinance product you are interested in. Again, if you are looking to expedite your loan process, it is better to have all of the above information in line.

Apply for refinancing!


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