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Refinancing



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GETTING A FIXED RATE
You may be able to save a great deal of money if you refinance an ARM (adjustable rate mortgage) into a fixed rate mortgage.

Refinance an adjustable rate mortgage into a fixed rate loan and save!


If you are considering refinancing an ARM into a fixed rate loan, there are two main variables that need to be taken into consideration: interest rates and how long you plan on living in your house.

1. Watching Interest Rates - This past year the Federal reserve increased interest rates a number of times. It is anticipated that the Federal Reserve is going to continue raising interest rates over the next few years. If you have an adjustable rate mortgage there is a very good chance that your ARM will adjust to a rate that is higher than a fixed-rate loan. Therefore, if you have an ARM, you may want to consider refinancing.

2. How Long You Plan on Residing In Your Home - If you have an adjustable rate mortgage that is based on an initial fixed period of 3 or 5 years, and you plan on staying in your home for longer than the initial fixed rate period, you may want to consider refinancing to a fixed rate before this initial period expires. Once the initial period expires, your interest rates are going to increase.

Select Star Loan Services for Refinancing Adjustable Rate Loans
Our loan team assists individuals of all good and bad credit types refinance adjustable rate mortgages into fixed rate loans. We work with each applicant on an individual basis, formulating a plan that makes sense, saving the applicant money!

Start Saving Today!
REFINANCE AN ARM INTO A FIXED RATE MORTGAGE


Home Mortgage Refinancing Guide


 


        

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