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DEBT CONSOLIDATION & RELIEF
Are you difficulties making your monthly payments
for your high-interest credit cards and unsecured debts?
Does your debt seem to never get any less? Are your
interest rates through the roof? Having
excessive debt is very stressful! Do you want help? WE
CAN HELP YOU!
We offer a program that will help you get relief by
reducing your monthly debt payment by up to 57%. There
is no harm in hearing what our credit counselors have to
say when you submit a free, no
obligation consolidation analysis request. Most likely, we will be able to help you quickly regain
control of your finances, while saving you thousands of
dollars during
the process! We will also educate in you how to avoid
falling back into debt.
**If you have excessive debt, filing for bankruptcy may
be a better option for you.
Speak to
a bankruptcy lawyer for free!
Having high debt severely hurts your credit score and
chances for obtaining loans!
Not only is
bad credit a direct consequence of having high debt, you put your chances of
approval for any type of loan or credit in jeopardy. Also the interest rates you receive even if you are
approved are likely are going to be sky high! YOU WANT TO ELIMINATE YOUR DEBT AS
MUCH AS POSSIBLE, AS FAST POSSIBLE. As soon as your debt goes down,
your credit starts to go up!
Consolidate your debt today!
What exactly is debt consolidation?
Debt consolidation is when a Consumer Credit Counseling Company,
like Star Loan Services, negotiates with your all of your
creditors, in order of achieving the most minimal monthly
responsibility needed to satisfy each of your unsecured
debt accounts. We will then combine all of your
negotiated, lowered bills into one payment.
What kind of debt is acceptable for a debt consolidation program?
Any type of unsecured debt is OK when consolidating debt. Some
types of unsecured debt are
credit cards,
personal loans,
student loans,
business loans, utility bills, taxes, etc..
Any form of secured debt can not be consolidated. Some secured debts
include car loans,
home
loans, etc..
How can I find out how much debt I have?
If you are unsure of how much debt you actually have, you need to get
a copy of your
credit report. Your credit report will have a full breakdown of
who your creditors are and how much you owe them. Also listed will be
your payment history.
A good rule of thumb is that is your have more than 25% of your
total combines account limits utilized, then you should consider a debt consolidation
program.
Get a free quote!
How long does is take to get out of debt once partaking in a debt
consolidation program?
There is no way to give a definitive time frame as to how long it
takes to achieve debt relief. It is going to be very different for
each person. Each person is going to have different amounts of debt,
with different interest rates,
with different creditors. Each creditor is going to offer varying
compromises for payments. However, on average, the amount of time it
takes a debt consolidation program to eliminate debt as opposed to
paying minimums on credit cards can be years!
Is debt consolidation a good idea? Does it hurt my credit?
Creditors consider consumers that enroll is debt consolidation
programs as people looking to regain control. This is a good thing.
However, partaking in a debt consolidation program can also be seen
as negative for the fact that your credit card debt is out of control.
You can learn more about the
effects of debt consolidation.
Please
contact us. We can help you decide if enrolling is the best option
for eliminating your debt. We may be able to come up with alternate
solutions for you.
Are there alternatives to enrolling in a debt relief program?
If you are a renter, your options are limited. You can
consider
applying for an
unsecured debt consolidation loan.
However, if you have excessive debt,
then in all likelihood, you have poor
credit. Getting approved for a
bad credit unsecured loan to
consolidate debt is difficult. In fact, applying for a personal loan you can
not qualify for can hurt your
credit even more.
On the contrary, homeowners have several alternatives. Homeowners
can utilize the
equity of their home to apply for a mortgage that will
allow them to consolidate their debts. Or, they can
refinance their mortgage and get cash out to be used for paying
off debt.
You can learn more about the benefits of
refinancing your mortgage for debt consolidation and what the
difference is between an equity loan and a line of credit.
Get control of your finances today!
GET A FREE QUOTE FOR CONSOLIDATING YOUR DEBT!
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