Credit Reports 

Types:
 -Single
 -3-in-1
 -Credit Monitoring System
 -Free Credit Report

Tips: 
 -Improving Credit Scores
 -Building Credit
 -Re-building Credit

Basics:
-Age & Credit
-Seniors & Credit
-Life Changes
-Getting Your Report Yearly
-Credit Report FAQ
-Who Looks at Your Credit?
-What is Credit Scoring?
-What Credit Type Are You?
-How Scores are Computed
-Understand Your Credit File
-Fixing Mistakes
-Sample Dispute Letter
   Sample Follow-up Dispute Letter
-Impact Of Inquiries
-Credit & Mortgages
-Authorized Users

Credit Scoring Blunders
Identity Theft
Credit Help

Mortgages
Auto Loans
Personal Loans
Debt Consolidation
Credit Cards

Home
 -Taxes
 -Managing Money
 -Credit Help
 -Checking Accounts

WHAT IS CREDIT SCORING?
Credit scoring gives creditors and lenders the ability for quick, unbiased scrutiny of credit histories. Generic credit scoring models were created in the 1980s by the three major credit reporting agencies Equifax, Experian and Transunion. These agencies worked with the Fair, Isaac company, creating a credit scoring system for individuals based on their personal information.

How is a credit score calculated?
Credit scores are computed based on two main pieces of data. The first being a computer generated score produced based the information in your credit report, i.e. are you accounts up to date? do you pay your bills on time? The other piece of data used to calculate your credit score is the comparison of your performance to people with similar credit profiles. Points are rewarded for every factor that helps determine who is most likely to pay their debts...ultimately producing your credit score.