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SINGLE CREDIT REPORTS
A single credit report is a review of your credit
history according to only one major credit bureau.
What a single credit report offers:
-- Presents a simple to read outline of your
credit profile.
-- Provides you with your credit score.
-- Lists all of your accounts and all of the information associated with
your accounts. Specifically, if your account is open or
closed, monthly payments, balance, available credit
lines, and whether you have been late with a payment.
-- Offers all of the contact information for all of your creditors.
-- Provides information regarding who has been accessing your credit
report.
Purchase a single credit report now! It only
costs $10! Definitely worth the price for peace of mind
that your credit profile is being reported 100% accurate.
If it is not, you can take the necessary steps for
disputing errors or
improving your credit score.
What to look for when you receive a single credit
report:
-- You need to make sure that all of your
personal information, address and employer are listed
accurately and current.
-- Make sure all of your accounts are listed correctly. Meaning, accounts
are reflective of your current payments. Accounts that
are closed are marked as being 'closed'.
-- Be on the look out for inquiries that you have not approved, accounts
that are not yours, or accounts that list that list an
address for the holder that is different than yours.
These all are signs of the activity of an identity thief.
** When you get a
copy of your credit report, if does not affect your
credit score or rating. If you are looking for a more
extensive analysis of your credit, we suggest you
purchase a
3-in-1 credit report or the
credit monitoring package.
More important information that should be read regarding
credit reports:
How Your Credit Score is Calculated
Reading Your Credit Report
Life Occurrences and Your Credit
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