COMMON QUESTIONS
Below are some common questions regarding our service and the
various types of loans we offer. If you have any additional
questions or concerns not answered below, feel free to
contact us.
One the
StarLoanServices.com specialists
will be in touch with you promptly.
What are
the different types of refinance loans Star Loan Services offers?
We can provide you with any loan product you are interested
in. Just
contact us
and will help you.
Below
are some of the more popular loan types we offer are:
--Car
Loans
--Mortgages -
Check out the 2007 Mortgages Questions & Answers!
--Personal Loans
--Auto
Loans
CLICK HERE TO LEARN MORE ABOUT THE LOAN
PROGRAMS WE OFFER.
We also offer a
debt
consolidation program as well as multiple options for obtaining
your
credit report.
We suggest that you familiarize yourself with the various loan
programs above. We also invite you to
contact us
with any questions that you may have about any of the
loans we offer or any general questions you may have about
mortgages.
How will Star Loan Services save
me money, opposed to going directly through a bank?
Star Loan Services does not add any net cost to the lending
process, because we perform various functions of the loan process
that would otherwise have to be done by employees of the lender.
Furthermore, because Star Loan Services deals with multiple
lenders, we can shop for the best terms available on any given
day. In addition, we can find the lenders who specialize in
various market niches that many other lenders avoid, such as loans
to applicants with poor credit ratings.
What kind of interest rates can
I expect?
The interest rate you receive will depend on a couple of
variables including loan type, loan amount, the value of your
home (if applying for a mortgage), the value of the car (if
applying for a car loan) term, as well as your credit rating. We will provide
you with a good faith estimate of what interest rate you will
receive once you submit a free consultation request for any of the
loans we offer.
How long does it take for my
loan to be processed
once I submit an application?
Mortgages -
It takes Star Loan Service 5-7 days on average to close any of
the mortgage
loan products we offer.
Auto Loans - You can get the cash you need for your
auto loan in 1-2 days.
Personal Loans
- You can have fund directly deposited into your account the same
day you apply.
What kind of fees are involved?
Mortgages -
You can learn more about the
mortgage fees
associated with all types of mortgages. All
of the fees are standard and are charged by every mortgage
company.
Auto Loans - The only
fee is the
interest rate.
Personal Loans - You
will pay a fee via interest rates.
I have bad credit. Can you still help me?
Absolutely! We specialize in helping people with poor credit
scores! We
can even help those that have recently experienced bankruptcy.
However, we do not
guarantee loan approval.
I have no credit. Can you help me with a loan?
Sure! We work with individuals with no credit get approved for
any of the
loan types that we offer.
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