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Overall Rating:

(5 out of 5)

Benefits Rating:

(4 out of 5)

Credit Needed for Approval:

Good credit needed.

 American Express Blue

Amex Blue

 -- Enjoy the low APR - Enjoy a 0% APR on purchases for up to 15 months
 -- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance
 -- Free Rewards Program - Earn points redeemable for travel, merchandise, and more

Interest Rate

Limit Fee
Credit Needed


0% for
15 Months

20 days


$35 $35 Good

Blue Cash from American Express offers one the best credit card deals for people with good credit looking for a strong cash back reward program.

The cash awards received with this card offer will depend on how much you spend annually with your card. Cardholders will earn up to 1.5% on all general purchases and up to 5% on 'everyday purchases, i.e. purchases made at gas stations, drugstores, supermarkets, etc..

In addition to the cash rebates, the Blue card offers the same outstanding benefits and services associated with all American Express credit cards, including the purchase protection plan, buyer's assurance plan, and up to $100,000 in travel accident insurance. Get more information about credit card insurance plans.

There is no annual fee associated with Blue, and interest rates are very reasonable for a credit card with rewards...great for those that like to carry a balance! In addition, this credit card offers a 0% introductory rate for the first six months of membership that can be applied towards all of your purchases. Balance transfer introductory rates are 4.99% and are good for the life of the loan.

Most Attractive Feature:
- Up to 5% cash back reward.
- No annual fee.
- 0% introductory rate.

Least Attractive Feature:
Cash back rewards are earned for purchases only.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

 -Bad Credit
   --Tribute Gold MasterCard
Orchard Bank MasterCard
Imagine Gold Unsecured
   --Orchard 2% Cash Back
   --New Millennium Platinum

  --Blue from Amex
  --Amex Delta Rewards
  --BOA MilesEdge
  --BOA Efectiva Visa
  --BOA Money Return
  --BOA Power Rewards

Discover Tropical Student
   --Discover Classic
   --Discover Clear
   --Citi Platinum Select
   --Citi mtvU
Citi Driver's Edge
   --Citi Dividends
   --Chase Universal
   --Chase Flexible

-Gas Rebates
  --Citi Driver's Edge
  --Chase Perfect Card
  --Discover Gas Card




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