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Overall Rating: |
 (3 out of 5) |
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Benefits Rating: |
(4 out of 5) |
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Credit Needed for Approval: |
Decent credit
needed. |
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Bank of America
Money Return Platinum Visa |
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-- Customers receive an annual rebate of 10% of
their purchase and balance transfer finance charges
-- Rebates of $2.01 or more are mailed via check.
-- Rebates of $2.00 or less are credited to the
customer's credit card account. |
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Interest Rate |
Intro
Rate |
Grace
Period |
Annual
Fee |
Late
Fee |
Over
Limit Fee |
Credit Needed |
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12.99% |
0% for 6 months |
20 days |
$0 |
$15 |
$35 |
Good |
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BANK OF AMERICAN MONEY RETURN PLATINUM VISA
The Money Return Visa credit card is designed for
those who seek a platinum credit card with a distinctive
cash back reward program.
A 10% rebate on any finance charges that are applied to
the account will be earned by cardholders. Rebates of $2
or more are mailed via check. Rebates of less than $2
will be issued as a credit to your account. In order to
receive your eligible refund, your account must be in
good standing (no late payments, over extended credit,
etc.) The major disadvantage of this credit card is that
in order to receive any sort of rebate, you must carry a
monthly balance, which can be costly for those that
qualify for higher interest rates.
This card offers a 0% introductory rate that can be
applied to purchases, balances transfers, and cash
advance checks for the first six billing cycles. There
is also no annual fee.
Additional Benefits:
-- Auto rental insurance.
-- Various travel and emergency assistance programs.
-- Purchase replacement for items broken, lost or stolen.
Most Attractive Feature:
-- 0% introductory rate
-- No annual fee
-- Rebate program.
Least Attractive Features:
-- Rebates only earned on finance charges.
Important Notations
See website for complete terms and conditions of card
usage and application disclosure.
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