Mortgages | Car Loans | Personal Loans | Debt Consolidation | Credit Reports | Credit Cards
Taxes | Managing Money | Credit Help | Checking Accounts


Credit Cards

-Card Offer Details
-Credit Card Basics

Auto Loans
Personal Loans
Credit Reports
Debt Consolidation


 -Managing Money
 -Credit Help
 -Checking Accounts

Spring Break ALERT!

Affordable spring break loans for all good and bad credit types!





Overall Rating:

(4 out of 5)

Benefits Rating:

(3 out of 5)

Credit Needed for Approval:

No credit OK!

Discover Student Classic

Discover Student Classic

 -- Full 5% Cashback Bonus® on Get More Program purchases throughout the year*
 -- Up to 1% Cashback Bonus® on all your other purchases
 -- Build Your Credit History
 -- Unlimited cash rewards that never expire as long as you use your Card.

Interest Rate Intro Rate Grace Period Credit Line Annual Fee


0% for 6 months

25 days



This credit card is specifically designed to meet the needs of students with no credit histories. As a result, approvals for the Classic Card are simple for those that lack credit histories. However, if you have poor credit, you should not apply for this card. Students with bad credit should check out the Orchard Bank MasterCard.

Some of the major benefits of the Discover Classic Card include:
  - Cash rebates of 5% on purchases at participating merchant stores.
  - Double cash-back bonuses through gift redemption programs and rebates with partnering discount stores.
  - Bonus points will remain valid forever as long as your credit card account stays active for three years.
  - Offers one of the best fraud protection services out there. The Discover fraud department will be notified immediately if the card is being used irregularly. The card will also be temporarily deactivated until the charges are verified by the account holder. The Classic Card also offers 100% protections against identity theft.

Downsides of the Discover Classic Student Credit Card:
  - Finance charges are calculated based on a two-cycle average daily balance system. Meaning, if you carry a balance for two months, your interest rate costs are going to be based on the average of the outstanding balance of these two months. If you pay your bill in full every month, the billing cycle will not be an issue.
  - Another negative of this card is the lack of internationally acceptance. Unlike Visas and MasterCards, Discover cards are not as widely used in International countries.


Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Related Info:
More Info About Student Credit Cards

 -Bad Credit
   --Tribute Gold MasterCard
Orchard Bank MasterCard
Imagine Gold Unsecured
   --Orchard 2% Cash Back
   --New Millennium Platinum

  --Blue from Amex
  --Amex Delta Rewards
  --BOA MilesEdge
  --BOA Efectiva Visa
  --BOA Money Return
  --BOA Power Rewards

Discover Tropical Student
   --Discover Classic
   --Discover Clear
   --Citi Platinum Select
   --Citi mtvU
Citi Driver's Edge
   --Citi Dividends
   --Chase Universal
   --Chase Flexible

-Gas Rebates
  --Citi Driver's Edge
  --Chase Perfect Card
  --Discover Gas Card




Home | Apply Now | Common Questions | Contact Us 

Bad Credit | Reward Offers | Student Cards | Prepaid | Gas Cards

Information | Card Offer Details | Credit Card Basics

© 1998 Star Loan Services Inc.. All Rights Reserved. Privacy