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Spring Break ALERT!

We offer low rate spring break loans for good and bad credit!





Overall Rating:

(4 out of 5)

Benefits Rating:

(5 out of 5)

Credit Needed for Approval:

Decent credit needed.

Citi Student mtvU

Citi Student mtvU

 -- Get Rewards - The Citi mtvU Card is a part of ThankYou Network®, a free program that lets cardmembers redeem their points for amazing rewards like gift cards & travel!
 -- Plus Exclusive mtvU rewards like: VIP Passes to mtvUs Spring Break & Tickets to MTV's Video Music Awards!
 -- And, get 10% off music, electronics, and all sorts of things at the

Interest Rate Intro Rate Grace Period Credit Line Annual Fee


0% for 6 months

20 days



The MTVu Platinum select is a unique credit. As cardholders, students are rewarded for using their credit wisely and for their good grades. When payments are made on time and spending does not surpass credit limits for the billing period, students are rewarded 25 points. In addition, depending on their GPA, students are rewarded between 250 and 2,000. Points can be used for obtaining gift cards, CDs, VIP mtvU Spring Break Pass, tickets to the MTV Video Music Awards, and/or airline tickets. The maximum yearly limit for the number of obtainable points is 75,000, and points expire in five years.

Also, cardholders will earn five points for every dollar spent on general purchases made at bookstores, record stores, restaurants, video rentals and movie theatres. Discounts of 10% on purchases made at the MTV online store and at the MTV New York City Store is another great perk this card offers!

Most Attractive Feature:
  - 0% introductory rate for 6 months for all transactions
  - All of the above mentioned student discounts and rewards
  - No annual fee

Some of the additional major benefits the Discover Clear Student credit card includes:
  - $1,000,000 in travel accident insurance
  - Auto rental insurance
  - Various travel and emergency assistance services.

The one downside of the MTVu credit card is the 19.99% minimum cap placed on cash advance interest rates. This means that no matter how low the Prime interest goes, the interest rate associated with cash advances will never be lower than 19.99%

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Related Info:
Student Credit Card Guide

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Orchard Bank MasterCard
Imagine Gold Unsecured
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   --New Millennium Platinum

  --Blue from Amex
  --Amex Delta Rewards
  --BOA MilesEdge
  --BOA Efectiva Visa
  --BOA Money Return
  --BOA Power Rewards

Discover Tropical Student
   --Discover Classic
   --Discover Clear
   --Citi Platinum Select
   --Citi mtvU
Citi Driver's Edge
   --Citi Dividends
   --Chase Universal
   --Chase Flexible

-Gas Rebates
  --Citi Driver's Edge
  --Chase Perfect Card
  --Discover Gas Card




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