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Overall Rating:

(4 out of 5)

Benefits Rating:

(4 out of 5)

Credit Needed for Approval:

Decent credit needed.

 

 Bank of America Power Rewards

Power Card

 -- Point per $1: 1 Point
 -- Point Expiration: 5 years
 -- Point Earning Cap: None
 -- Bonus Points: First Purchase made within 90 days of enrollment: 500 Points
 -- Points for purchase: 1,000 points can be purchased for $20
 -- Over 250 reward choices
 -- Rewards start at 2,500 points

Interest Rate Intro
Rate
Grace
Period
Annual
Fee
Late
Fee
Over
Limit Fee
Credit Needed

12.99%

0% for 6 months

20 days

$19

$15

$15 Good

BANK OF AMERICA POWER REWARDS CARD
The Power Rewards Visa Card is excellent for those looking for a diverse reward program, with no limit to the amount of points you can earn.

One point is earned for every dollar you spend. You also receive 500 bonus points for the purchase you make. You can use your points to redeem travel rewards, cash rebates, gift cards, merchandise, and more! There are over 250 Reward Choices! Rewards start at 2,500 points.

There is no annual fee associated with this credit card. Also featured is a six month 0% APR intro rate on balance transfers and purchases. The interest rates are very reasonable at the conclusion of the intro rate. You'll also receive many benefits and services including various travel and emergency assistance services, purchase replacement, and auto rental insurance.

Additional Benefits:
 
-- Auto rental insurance.
  -- Various travel and emergency assistance programs.
  -- Purchase replacement for items broken, lost or stolen.

Most Attractive Feature:
  -- 0% introductory rate
  -- No annual fee
  -- Diversified reward program.

Least Attractive Features:
  -- There are none!

Important Notations
See website for complete terms and conditions of card usage and application disclosure.


 -Bad Credit
   --Tribute Gold MasterCard
   --
Orchard Bank MasterCard
   --
Imagine Gold Unsecured
   --Orchard 2% Cash Back
   --New Millennium Platinum

-Rewards
  --Blue from Amex
  --Amex Delta Rewards
  --BOA MilesEdge
  --BOA Efectiva Visa
  --BOA Money Return
  --BOA Power Rewards

-Students
   --
Discover Tropical Student
   --Discover Classic
   --Discover Clear
   --Citi Platinum Select
   --Citi mtvU
   --
Citi Driver's Edge
   --Citi Dividends
   --Chase Universal
   --Chase Flexible

-Gas Rebates
  --Citi Driver's Edge
  --Chase Perfect Card
  --Discover Gas Card


 

 

 

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